Which type of crop insurance covers physical losses directly to actual crops?

Crop Yield Insurance specifically covers losses that are directly tied to the physical crops themselves, typically due to events like natural disasters, adverse weather conditions, pests, or diseases. This type of insurance aims to reimburse the farmer for reduced yields and ensures that they receive compensation based on the amount of crop actually produced, rather than changes in price or revenue.

In contrast, Crop Revenue Insurance provides protection against loss of revenue due to low market prices and/or low yields, making it more focused on financial rather than physical losses. Crop Hail Insurance, on the other hand, primarily covers losses due to hail damage, which is a specific type of physical loss but does not encompass all types of physical crop losses from other perils. Multi-Peril Crop Insurance offers coverage against multiple risks but generally has a broader focus and may not be as specifically tailored to direct physical losses as Crop Yield Insurance. This distinction helps clarify why Crop Yield Insurance is the correct choice for covering physical losses directly to the actual crops.