Which section of an HO policy includes Coverage A for Dwelling?

Coverage A, which pertains to the dwelling, is found in Section I - Property Coverage of a homeowner's policy. This section specifically details the property coverages that apply to the insured’s home and attached structures. It delineates what is covered under the dwelling coverage, such as the structure itself, and provides clarity about protection against events like fire, theft, and natural disasters.

In contrast, Section II - Liability Coverage deals with the protection against claims for bodily injury and property damage caused by the insured to others, and does not pertain to the dwelling itself. The Declarations page primarily serves to provide essential information such as the policyholder’s name, the property address, coverage limits, and deductibles, while General Conditions and Endorsements include the terms of the policy and any additional coverages or modifications that apply, but do not include specific coverage details like Coverage A. Thus, Section I - Property Coverage is the correct section for Coverage A for Dwelling.