Which one of the following is NOT included in the Section I Conditions?

Intentional acts are not included in the Section I Conditions because this section primarily outlines the responsibilities of the insured and the insurer in the event of a loss. It covers aspects such as the insured's duty to report losses, cooperate with the investigation, and provide necessary documentation for claims.

In this context, the insured's duty after a loss ensures that they inform the insurance company promptly and take steps to protect the property from further damage. Recoverable depreciation is a concept within property insurance that addresses how the insurance payment is calculated for repairs or replacement after a loss, determining what portion of the value can be recovered. Appraisal of damaged property refers to the process in which both the insured and insurer may agree to hire independent appraisers to assess damage and agree on the amount of insurance loss.

Since intentional acts typically fall outside of these standard conditions and may indeed lead to a denial of coverage, they do not belong under Section I Conditions, which focuses on procedural guidelines post-loss incidents.