Which of the following is included in Coverage I?

Coverage I typically refers to personal liability protection in homeowners or business policies, covering various types of injury or damage claims made against the insured. This generally includes libel and slander, which are forms of personal injury that can occur when someone’s reputation is harmed through false statements.

Understanding this, libel and slander are included in Coverage I because they fall under personal injury liability, protecting the insured from lawsuits and claims due to defamation. This is especially relevant in the context of offering a safeguard against claims made by third parties, ensuring that individuals or businesses are covered for potentially damaging statements.

The other options do not align with the general definitions or expectations for Coverage I. For example, injuries caused by product consumption typically fall under product liability rather than personal liability coverage. Employee injuries are typically covered under workers' compensation policies. Environmental pollution claims usually require specialized coverage, not commonly included in standard personal liability policies. Thus, the primary focus of Coverage I is accurately reflected by including libel and slander, reinforcing its role in protecting against personal injury claims.