Which coverage form responds to claims that arise after the policy has been canceled?

The Claims-Made Form is specifically designed to respond to claims that are made during the policy period, regardless of when the incident that triggered the claim occurred, as long as it is after the retroactive date specified in the policy. However, it is not designed to cover claims that arise after the policy has been canceled.

In contrast, the Occurrence Form provides coverage for claims based on incidents that occur during the policy period, even if the claim is filed after the policy has been canceled. This means that as long as the triggering event happened while the policy was in effect, the coverage would apply, regardless of when the claim is reported. This key distinction makes the Occurrence Form the appropriate choice for responding to claims that arise after the policy has been canceled.

The other options, such as the Named Insured Form and the Umbrella Form, either do not address the timing of claims in relation to policy cancellation or provide broader types of coverage but do not specifically cater to claims made after cancellation. Thus, the Occurrence Form is indeed the coverage that correctly responds to claims arising after the cancellation of the policy.