What percentage of Coverage A is allocated for Other Structures?

The correct percentage of Coverage A allocated for Other Structures is indeed 10%. This allocation comes from standard homeowners insurance policies, where typically 10% of the limits of Coverage A (the dwelling itself) is set aside for coverage of structures not attached to the home, such as fences, sheds, or detached garages.

Understanding this allocation is crucial because it helps policyholders assess whether they have adequate coverage for these additional structures. If a homeowner has a dwelling insured for $300,000, then 10% would be $30,000 designated for other structures. This ensures policyholders are aware of the limits and can adjust their policies as necessary based on the value and number of other structures they own.

This reflects a general industry standard, but it's always advisable to review one's policy or clarify with an insurance professional to ensure suitable coverage for specific needs.