What is usually required after a vehicle theft under comprehensive claims?

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Notifying the police is a mandatory step following a vehicle theft under comprehensive claims. This action allows law enforcement to record the incident and helps in the investigation process. Filing a police report is also crucial for the insurance company, as it provides the necessary documentation to support the claim. Insurers often require proof that the theft was reported to the authorities before they will proceed with processing the claim for compensation.

In contrast, repairing the vehicle is not applicable since the vehicle is stolen and not damaged in the traditional sense covered by collision claims. Filing a claim with the DMV is irrelevant in the context of an insurance claim for a stolen vehicle, as the DMV does not handle insurance matters directly related to theft. Changing the locks on the vehicle is a preventative measure that would only apply if the vehicle were recovered or if there were concerns about security after a theft, but it does not address the immediate requirements following a theft incident for claims processing.

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