What is the primary purpose of fraternal benefits societies?

Fraternal benefits societies primarily focus on promoting social and charitable activities among their members, making the option related to engaging in charitable activities the most appropriate. These societies are often structured as non-profit organizations and provide various types of benefits to their members, including insurance, but their overarching goal is to support community service and philanthropic efforts.

Members typically share a common bond, such as nationality, religion, or community involvement, and through these connections, they cultivate a sense of camaraderie while also contributing to charitable causes. This community-oriented focus is a vital aspect of their operations, distinguishing them from traditional for-profit insurance companies that prioritize shareholder wealth and profitability.

The other options do not align with the mission of fraternal benefits societies, as they are not structured to generate profits for shareholders, nor do they aim to control the insurance market or impose strict membership criteria that might exclude community involvement or charitable outreach.