What is the limit for Landlord Furnishings coverage when renting a furnished room?

Landlord Furnishings coverage is a specific type of insurance designed to protect landlords renting out furnished units, such as rooms or apartments, against loss or damage to the items they provide for tenants' use. The coverage limit is set at a designated amount to ensure adequate protection while also managing insurance costs.

In California, the limit for Landlord Furnishings coverage when renting a furnished room is typically established at $2,500. This amount reflects a balance between the value of furnishings that might be provided and the anticipated risk. It is sufficient to cover a number of common items such as furniture, appliances, and other decor that a landlord would typically provide in a furnished rental.

Therefore, the choice of $2,500 as a limit is consistent with industry standards and offers landlords a reasonable assurance that their investment in furnishings will be protected against potential loss.