What is the automatic extension percentage of Coverage A for other structures in DP Coverage B?

In the context of the Dwelling Policy (DP), Coverage B pertains to "Other Structures," which typically includes structures on the property that are not attached to the dwelling itself. Under this coverage, there is an automatic extension that allows for a percentage of Coverage A (the dwelling itself) to increase the limit available for Coverage B. The correct automatic extension percentage of Coverage A for other structures in DP is 10%.

This means if a property owner has $100,000 in Coverage A, then automatically, Coverage B would be extended to cover $10,000 for other structures without requiring any additional premium. This provision is crucial for policyholders as it ensures that there is some level of coverage for structures like detached garages, sheds, or fences, which can be valuable in protecting the overall investment in the property.

Understanding this automatic extension helps adjusters assess claims accurately and ensures that policyholders are aware of the coverage limits that apply to other structures on their property. Having this knowledge is essential in providing comprehensive support during the claims process.