What is California's minimum liability requirement for vehicle insurance?

Prepare for the California Independent Adjuster Exam. Enhance your skills with multiple choice questions, each with detailed hints and explanations. Ensure your success by studying effectively!

The minimum liability requirement for vehicle insurance in California is represented as 15/30/5. This indicates that a driver must have at least $15,000 in coverage for bodily injury to a single person, $30,000 in total for bodily injury when multiple people are injured in an accident, and $5,000 for property damage. This minimum coverage is designed to ensure that there is some financial protection for individuals who may suffer injuries or damages in the event of an accident caused by the insured driver.

Understanding these numbers is crucial for drivers in California, as they help define the minimum insurance obligations required by law, and failing to meet these requirements can lead to legal penalties, including fines and license suspension. It's essential for drivers to be aware of these minimums and consider higher coverage limits for better protection against potential financial liabilities.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy