What is a key feature of Commercial Coverage C?

The correct choice highlights a key feature of Commercial Coverage C, which specifically addresses coverage for personal property of others that is in the insured's care, custody, or control. This type of coverage is crucial for businesses that handle or store property belonging to clients or third parties, as it protects against losses or damages that may occur to that property while it is in the business's possession.

This coverage is important because businesses often rely on the property of others for their operations, whether it's inventory at a retail store, equipment at a service provider, or parts at a manufacturer. By including this coverage, the policy ensures that the business can address claims related to the loss or damage of that personal property without facing significant financial repercussions.

When evaluating the other options, while coverage for business income is also significant for commercial policies, it is not specifically a characteristic of Coverage C. Exclusions for leased property would generally pertain to conditions or limitations on coverage and are not inherently part of Coverage C’s features. Similarly, additional debris removal coverage is an important aspect of property insurance but usually relates to Coverage A or B, rather than Coverage C itself. Thus, the focus on personal property of others distinctly identifies a primary benefit under Commercial Coverage C.