What happens to a newly acquired auto during the first 14 days of coverage?

The selected answer accurately reflects the standard practice associated with the coverage of newly acquired automobiles in many insurance policies. When a policyholder acquires a new vehicle, it is typically covered under the same terms and conditions as existing vehicles on their policy for a specified period—commonly the first 14 days. This means that if the existing vehicles have specific coverages, the new vehicle is automatically afforded the same level of coverage during this time without the need for immediate notification to the insurer or the payment of additional premiums.

This automatic coverage ensures that policyholders are not left without protection for their new vehicle while they complete the necessary steps to formally add it to their insurance policy. After the initial period, the policyholder may then need to take action to maintain coverage, which may involve notifying the insurance company and verifying that the new vehicle continues to be covered under the policy terms.

In the context of the other options, automatic full coverage for 30 days isn't standard in most policies, and additional premiums are typically not required for those first 14 days since it’s viewed as an extension of existing coverage. Moreover, the notion that there is no coverage until the vehicle is added does not align with the standard practices of coverage extensions for newly acquired vehicles.