What does Part B of the Personal Auto Policy primarily cover?

Part B of the Personal Auto Policy primarily covers medical expenses related to auto accidents. This section is designed to provide coverage for medical payments incurred by the insured and their passengers when injured in an auto accident, regardless of who is at fault. It can cover a variety of expenses such as hospital bills, surgeries, and rehabilitation costs, ensuring that individuals receive necessary medical treatment without delay.

The focus of Part B is specifically on medical payments, distinguishing it from other parts of the policy. For instance, while property damage from collisions falls under different coverage, medical payments aim to address the immediate health-related needs following an accident. This makes Part B essential for individuals seeking prompt financial assistance for medical expenses incurred due to auto accidents.