What does No-Fault Insurance or PIP cover?

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No-Fault Insurance, often associated with Personal Injury Protection (PIP), is designed to cover medical expenses and related costs for injuries sustained by the insured and, in some cases, other covered individuals, without regard to who was at fault in an accident. This means that if an insured person gets into an accident, their medical bills, and other related expenses can be compensated through their own insurance, making the process of seeking recovery more straightforward and expediting care.

This type of insurance aims to provide immediate financial assistance for medical costs and lost wages, reducing the need for lengthy litigation over fault. Other options do not specifically pertain to the primary purpose of No-Fault Insurance or PIP, which focuses on medical and related care, rather than property damage, accidental death, or vehicle repairs.

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