PIP pays for the bodily injuries of which individuals?

PIP, or Personal Injury Protection, is designed to cover medical expenses and other related costs for individuals involved in a car accident, regardless of who was at fault. The correct answer, which includes not only the insured but also their household members, aligns with the purpose of PIP coverage.

PIP extends its benefits to include the insured, their family members residing in the same household, and in some instances, passengers who may be in the vehicle at the time of the accident. This ensures a broader safety net for bodily injuries that may arise from a vehicular incident.

This option accurately reflects the comprehensive nature of PIP coverage, which aims to provide financial assistance for medical expenses, rehabilitation, lost wages, and even death benefits, thereby facilitating immediate access to care for the insured and their household members after an accident.