How much does Farm Coverage D typically cover for additional living expenses?

Farm Coverage D typically provides coverage for additional living expenses incurred when the home becomes uninhabitable due to a covered event. In the context of farm policies, this coverage generally amounts to 10% of Coverage A, which refers to the dwelling coverage limit.

This amount is designed to help policyholders afford temporary housing arrangements and associated living costs while their primary residence is being repaired or rebuilt after a loss. By utilizing a percentage of Coverage A, this provision ensures that the additional living expenses are in line with the policyholder's overall coverage limits and maintain consistency within the policy framework.

Understanding these provisions is crucial for farm policyholders or those studying California insurance regulations, as they illustrate how living expenses are calculated relative to the main dwelling's insured value.