How long does the coverage for a newly acquired auto last automatically under the PAP?

Under the Personal Auto Policy (PAP), coverage for a newly acquired auto is extended automatically for a specific duration, which is 14 days. This provision allows policyholders to have some immediate coverage when they purchase a new vehicle, ensuring they are protected without needing to contact their insurance company right away.

The 14-day coverage period applies as long as the newly acquired vehicle replaces an existing one on the policy or if the policyholder already has coverage on at least one other vehicle. This rule is in place to provide convenience and assurance that drivers are not left without coverage during the transition to a new vehicle.

Understanding this timeframe is essential for policyholders, as it highlights the importance of promptly notifying their insurer about the new vehicle to ensure that coverage extends beyond the initial 14 days.